About Fintutes - Your Complete Banking ERP Solution

Fintutes (formerly COBANKS) is a leading SAAS platform and ERP solution specifically designed for rural banks, co-operative societies, and FIs. Our comprehensive core banking software integrates micro finance management, nidhi software capabilities, pigmy collection mobile application, daily collection app, and mobile applications to provide a complete digital banking ecosystem. Save money by replacing expensive pigmy machines with our mobile app.

Enterprise-Grade Security

Built with bank-level security measures and robust architecture to ensure your financial data and customer information is always protected. Our ERP for rural banks meets all regulatory compliance requirements.

Highly Configurable Core Banking

Customize the core banking software to match your rural bank or co-operative society's specific workflow, business rules, and operational requirements. Perfect for micro finance and nidhi companies.

Multi-tenant SAAS Architecture

Our SAAS platform serves multiple rural banks and co-operative societies from a single infrastructure while maintaining complete data isolation and security for each institution.

Mobile Applications Included

Complete mobile solutions including pigmy collection mobile app (daily collection app) for field agents to replace handheld pigmy machines, and customer mobile application for account access, transactions, and banking services on-the-go. Works for Co-Operative Banks, Chit Fund Companies, and Micro finance institutions.

50+ Institutions
600+ Active Users
99% Uptime

Complete Banking Software Features for Rural Banks & Co-operative Societies

Comprehensive core banking software, micro finance software, and nidhi software features designed specifically for rural banks and co-operative societies

Core Banking Software

Complete core banking solution with account management, transaction processing, loan management, and all essential banking operations for rural banks and co-operative societies.

ERP for Rural Banks

Comprehensive ERP solution integrating all banking operations, branch management, employee management, and administrative functions in a single platform.

Co-operative Societies Software & PACS ERP

Specialized software for co-operative societies and PACS (Primary Agricultural Credit Societies) with member management, share certificate management, dividend tracking, and compliance reporting. Works seamlessly for co-operative societies across Karnataka, Maharashtra, Kerala, Tamil Nadu, and Andhra Pradesh.

Micro Finance Software

Complete micro finance management system with loan origination, disbursement, collection, and portfolio management for micro finance institutions.

Nidhi Software

Specialized nidhi software solution compliant with regulatory requirements, featuring deposit management, loan management, and member services.

Pigmy Collection Mobile App - Daily Collection

Mobile application (PIGMY APP) for field agents to collect pigmy deposits door-to-door with real-time synchronization, receipt generation, and daily collection tracking. Replace expensive pigmy machines (save ₹10,000-15,000 per machine) and paper roll costs. Works for Co-Operative Banks, Chit Fund Companies, and Micro finance. Download PCRX file and upload to existing Windows application seamlessly.

Customer Mobile Application

Customer-facing mobile app for account access, balance inquiry, transaction history, fund transfers, and banking services on mobile devices.

Savings & Deposits Management

Comprehensive savings account management with multiple deposit schemes including fixed deposits, recurring deposits, and term deposits.

Share Certificate Management

Complete share certificate management system for cooperative societies with dividend tracking, member equity management, and share transfer processing.

Advanced Reporting & Analytics

Comprehensive reports and analytics dashboard with customizable reporting tools, regulatory compliance reports, and business intelligence.

Role-Based Access Control

Granular permissions, multi-level approval workflows, branch-wise access control, and comprehensive audit trails for security and compliance.

General Ledger & Accounting

Complete general ledger system with double-entry bookkeeping, trial balance, financial statement generation, and accounting integration.

Download Our Mobile Applications

Get our Pigmy Collection Mobile App and Customer Mobile App from Google Play Store

Complete Banking Solutions for Every Institution Type

Our SAAS platform provides specialized solutions tailored for different types of FIs including Co-Operative Banks, Chit Fund Companies, and Micro finance institutions

Rural Banks

Complete ERP solution and core banking software designed specifically for rural banks. Manage all banking operations, branches, customers, and transactions efficiently with our comprehensive platform.

Co-operative Societies & PACS

Specialized software for co-operative societies and PACS (Primary Agricultural Credit Societies) with member management, share certificates, dividend distribution, and compliance features. Perfect for credit co-operative societies, housing co-operatives, and agricultural credit societies across Karnataka, Maharashtra, Kerala, Tamil Nadu, and Andhra Pradesh.

Micro Finance Institutions

Comprehensive micro finance software with loan management, group lending, collection management, and portfolio tracking. Ideal for MFIs serving rural and urban customers.

Nidhi Companies

Regulatory compliant nidhi software with deposit management, loan processing, member services, and mandatory reporting. Fully aligned with Nidhi Rules and regulations.

COBANKS CORE - Core Banking Software
COBANKS 2.0 - Enhanced Banking Features

Ready to Transform Your Rural Bank or Co-operative Society?

Join hundreds of rural banks, co-operative societies, and FIs already using Fintutes' (formerly COBANKS) core banking software and ERP solution to streamline operations, improve customer service, and grow their business. Replace pigmy machines with our mobile app and save money.

Get Started Today - Register Your Institution