Microfinance collection & EMI receipting, core banking for cooperative banks and patsanstha, loan management, cooperative society ERP, and financial reporting — built for financial institutions across India.
Modules from ₹4,000 — View transparent pricing
Fintutes is an enterprise financial software platform for cooperative societies, microfinance institutions, NBFCs, and chit fund businesses. Our core banking software and financial ERP unify account management, loan operations, branch control, accounting, and compliance reporting in one platform designed for Indian financial institutions.
Built with bank-level security measures and robust architecture to ensure your financial data and customer information is always protected. Our ERP for rural banks meets all regulatory compliance requirements.
Customize the core banking software to match your rural bank or co-operative society's specific workflow, business rules, and operational requirements. Perfect for micro finance and nidhi companies.
Our SAAS platform serves multiple rural banks and co-operative societies from a single infrastructure while maintaining complete data isolation and security for each institution.
Customer mobile application for account access, balance inquiry, and transactions. Field staff can record loan repayments and collections via mobile access integrated with central systems. For dedicated daily field collection workflows, see our sister platform COBANKS.in.
Trusted by financial institutions across Karnataka, Maharashtra, Andhra Pradesh & Tamil Nadu
Comprehensive core banking software, micro finance software, and nidhi software features designed specifically for rural banks and co-operative societies
Complete core banking solution with account management, transaction processing, loan management, and all essential banking operations for rural banks and co-operative societies.
Comprehensive ERP solution integrating all banking operations, branch management, employee management, and administrative functions in a single platform.
Specialized software for co-operative societies and PACS (Primary Agricultural Credit Societies) with member management, share certificate management, dividend tracking, and compliance reporting. Works seamlessly for co-operative societies across Karnataka, Maharashtra, Kerala, Tamil Nadu, and Andhra Pradesh.
Complete micro finance management system with loan origination, disbursement, collection, and portfolio management for micro finance institutions.
Specialized nidhi software solution compliant with regulatory requirements, featuring deposit management, loan management, and member services.
Integrated loan repayment collection with receipt generation, EMI tracking, and reconciliation for microfinance and cooperative lenders. Supports field and branch collection workflows connected to loan management and accounting.
Customer-facing mobile app for account access, balance inquiry, transaction history, fund transfers, and banking services on mobile devices.
Comprehensive savings account management with multiple deposit schemes including fixed deposits, recurring deposits, and term deposits.
Complete share certificate management system for cooperative societies with dividend tracking, member equity management, and share transfer processing.
Comprehensive reports and analytics dashboard with customizable reporting tools, regulatory compliance reports, and business intelligence.
Granular permissions, multi-level approval workflows, branch-wise access control, and comprehensive audit trails for security and compliance.
Complete general ledger system with double-entry bookkeeping, trial balance, financial statement generation, and accounting integration.
A central collection repository and EMI receipting console for microfinance institutions, cooperative banks, and NBFCs — capture daily collections, issue receipts, and reconcile field and branch payments in one place.
A single microfinance collection repository stores every loan repayment, savings deposit, and daily collection across branches and field agents — searchable, auditable, and linked to each member account.
The EMI receipting console generates instant receipts for loan EMIs, pigmy, and recurring collections, with automatic interest and principal allocation so receipts always match the loan ledger.
Record collections from field agents on mobile or from the branch counter. Both flow into the same repository and reconcile automatically against expected dues and outstanding balances.
Reconcile every day's collections agent-wise and branch-wise, flag shortfalls and missed collections, and post entries straight to accounting with a complete audit trail.
Track upcoming EMIs, overdue accounts, and collection efficiency in real time so field officers and managers always know what to collect and where.
For daily field collection-only workflows, our sister platform COBANKS.in provides a dedicated microfinance collection and receipting app for agents on the ground.
Customer mobile app and field collection modules for loan repayments and member services
Specialized modules for cooperative banks, credit societies, microfinance institutions, NBFCs, and chit fund operators
Centralized banking operations with branch management, account products, transactions, and compliance reporting.
Loan management, EMI scheduling, collection tracking, and portfolio reporting for MFIs.
Member management, share certificates, deposits, accounting, and audit reports for credit societies and PACS.
Chit creation, auction management, installment tracking, and integrated accounting.
Complete loan lifecycle, repayment tracking, overdue handling, and document management.
Accounting, branch operations, audit controls, and centralized financial reporting.
What cooperative credit societies, finance companies, and NBFCs across India say about Fintutes & COBANKS
“We love how COBANKS and FINTUTES handle the support. We are very pleased with the quick service. The software looks very premium with a great user experience.”
Parshuram Todkar
Manager, Shree Swami Samarth Co-operative Credit Society, Ambewadi
Kolhapur, Maharashtra
“The Fintutes team has all the potential to solve any technical challenge related to a society. They have rich features and also the option to provide customization within the by-laws of the society.”
Basappa Savadakar
Managing Director, Shri Kedarnath Urban Co-op Credit Society Ltd., Athani
Athani, Karnataka
“We started with pigmy collection. Impressed by the features, we slowly moved to the core application. The team actually listens to us and provides the features we need without affecting our business timings. At first we were scared about migration, but these guys handled it very well and gave us all our data from the very start of our society.”
Mallikarjuna
Managing Director & Board Member, Indus Fortune Cooperative Society Limited, Bellary
Bellary, Karnataka
“We are managing all of our finance activity using just this mobile application. It is very rare that we log in to the software, as all the options are already present within the app. The web application is one additional thing we get.”
Gowtham N R
Owner, G.N.R. Finance
Mysore, Karnataka
“We started our finance 10+ years back and were maintaining everything in books. Despite searching for good finance software we were not satisfied, and then one day we got a FINTUTES demo and were really impressed. We migrated, and even today we are very happy about the service and the software that Fintutes and COBANKS provide us.”
Jayawant Jadhav
Managing Director & Board Member, Kshetrapal Finance Corporation
Ainapur, Karnataka
“We have been working with COBANKS for the last 2 years. In the beginning we asked for a few customizations and the team took the requirements and shaped the product very well. Now all of our operations are handled using this application and it is very easy to use — that is the reason our staff loves COBANKS.”
Gopi Thamarai
Owner, Shri Ganesh Finance
Bangalore, Karnataka
“One Google search changed the way we operate and run our society. We started with the pigmy application. As we had 10+ agents for pigmy collection, COBANKS helped us save a lot of money, and then they came up with the core banking application. From books to software we migrated the data, and we are very happy that our society is now completely computerized using FINTUTES.”
Omkar Salunkhe
Managing Director, Shri Vilasrao Ji Ghumare Urban Co-operative Credit Society Ltd., Karmala
Karmala, Maharashtra
Answers about microfinance collection & receipting, core banking for cooperative banks, pricing, and mobile apps
Join cooperative societies, microfinance institutions, and NBFCs using Fintutes core banking software and financial ERP to streamline operations, improve compliance, and grow their business.
Get Started Today - Register Your Institution