What's the pricing structure for core banking software?

Fintutes uses a modular SaaS pricing model common among banking software providers in India:

  • One-time installation — setup and onboarding per module
  • Agent/collection licence — optional lifetime licence for field agents
  • AMC (Annual Maintenance Contract) — yearly support and updates
  • Extra branch installation — per additional branch

Compare modules below or explore core banking, microfinance, and financial ERP solutions.

Module Installation
With One agent One Year licence
One Agent Collection Licence Lifetime (5 yrs) AMC Extra Branch Installation
Collection Module* ₹4,000 ₹12,000 ₹0
Micro Finance (Collection + Loan) ₹15,000 ₹14,000 ₹2,500 ₹8,000
Finance Suite (Collection + Loan + Chit) ₹25,000 ₹16,000 ₹5,000 ₹10,000
Core Banking (CBS) (SB + RD + Loan + Chit + Collection) ₹35,000 Contact Us Contact Us ₹20,000

* Collection module field workflows are also available via COBANKS.in, our dedicated collection platform.

Module Comparison

ModuleBest ForInstallation FromIncludes
Collection ModuleField collection add-on₹4,000Mobile collection, receipts, reports
MicrofinanceMFIs, small lenders₹15,000Loans, EMI, collection, reports
Finance SuiteChit + loan operators₹25,000Loans, chit, analytics
Core Banking (CBS)Cooperative banks, NBFCs₹35,000Full CBS, shares, accounts, GL

Features Included

Pack 1 - Collection Module

  • Field collection using mobile apps
  • Support both offline & online collection
  • Instant digital receipts via SMS and WhatsApp
  • Real-time collection reports (day/agent/account wise)
  • Secure, encrypted cloud-based data storage

Dedicated collection workflows: COBANKS.in

Onboarding and setup: ₹1,000 Per bank
Per month: ₹300 or Per Year: ₹3,000

Pack 2 - Micro Finance

  • Pigmy Management
  • Loan Management
  • Personal Loan with flat & Advanced interest deduction
  • Each Loan EMI details
  • Multiple loan related reports
Onboarding and setup: ₹15,000 Per bank
Per month: ₹350 or Per Year: ₹3,500

Pack 3 - Finance Suite

  • Pigmy Management
  • Loan and Complete Finance Management
  • Multiple Loans with reducing and flat calculation types
  • Chit management
  • Advanced analytics and insights
Onboarding and setup: ₹25,000 Per bank
Per month: ₹400 or Per Year: ₹4,000

Pack 4 - Core Banking (CBS)

  • Complete Core Banking Software Application
  • Manage Shares
  • Manage Accounts (SB, RD, FD, Pigmy)
  • Manage multiple type of loans (Surety, Gold, Vehicle Loan, Pigmy Loan, FD Loan)
  • Reports like Day book, Receipt and payment, Profit and Loss, Balance Sheet
  • Loan processing and repayment tracking
  • Support multiple branches
  • Comprehensive reports for CORE BANKING SOFTWARE APPLICATION
  • Full integration with all banking modules
Pricing: Contact us for custom pricing based on your requirements

Pricing FAQ

What is the core banking software price in India?

Core banking software installation starts at ₹35,000 with module-based AMC and optional per-branch fees. Microfinance starts at ₹15,000 and finance suite at ₹25,000.

What's the pricing structure for SaaS banking platforms?

Fintutes combines one-time installation with optional monthly fees (from ₹300/month) and annual AMC. This hybrid model suits institutions migrating from legacy systems.

Is there a free trial?

Contact us for a demo and evaluation. Register your institution or WhatsApp +91 7829432832 to discuss trial access for your use case.

What affects the final banking software cost?

Number of branches, agents, modules required (CBS, microfinance, chit, loan), and customization scope. CBS modules may require a custom quote.

Can I start with one module and upgrade?

Yes. Many institutions start with microfinance or finance suite and upgrade to full core banking as operations scale.

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